Our church is providing small zero interest loans in our communities help beneficiaries establish or expand small businesses. The Bread of Life Church is giving zero interest loan with 3 years of experience building sustainable micro-loan programs. After the initial funds are invested twice, assuming a repayment rate of at least 95%, the program will qualify for additional installments until the permanent loan pool reaches full capacity and the fund will revolve in the community. Our Church is working to address the challenges faced by marginalized micro-entrepreneurs in small communities, who often struggle to find loans to expand their businesses. Unfortunately, they are frequently forced to rely on daily lenders charging exorbitant interest rates of up to 18 % per month or higher. Traditional lenders often demand collateral and are not inclined to offer micro-loans, leaving businesses at the bottom of the economic ladder with very limited options for accessing small, low-interest loans.